When you want to save money it can be tricky to know where to start. That’s where money saving charts can help you.
Sometimes we just need a little guidance to point us in the right direction. Am I right? Sometimes we need someone or something to tell us how to achieve what we want.
Maybe you’ve been wanting to get your finances in order for quite some time now but have been unsure at how to do it. Where do you begin?
Getting your hands on some really good money saving charts can help you. Being prepared will be the way you finally deal with your finances and keeping records or having guidance in the form of some charts can be just what you need to get you going.
I mean, I remember when I wanted to change our finances I didn’t even know how to budget! Thankfully there were some really great printables that could help me with this.
Today I want to share with you some awesome money saving charts that you can use towards creating financial freedom for yourself.
MONEY SAVING CHARTS
52 week money saving challenge printable
If you want to save a large sum of money over the next year, this is the printable to help you with it. Each week will tell you how much to put away in your savings and at the end of the year you’ll have enough money for something nice – a trip, a large priced item, or money to keep in your savings in case of emergency.
Save 1,000 dollars a year chart
I really like this one because you just cross out one square a week, whichever one you want and you put that money into savings. This will help you put more away when you have more at your disposable and less when you have less money.
This one is perfect for those who have smaller budgets. The creator of this chart felt that the regular 52 week challenges floating around were just too hard for those who had smaller incomes. They worked at the beginning of the 52 weeks but not so much at the end were you would be putting away roughly 200 dollars per week away. So she created this one that is more doable for those on a tighter budget.
Use this chart to track your spending. Sometimes we just can’t seem to figure out where all our money goes. All we know is that there is never enough. Tracking your spending to see what you are actually spending money on will go a long way to helping your finances improve.
Debt Repayment Printable Charts
This link will give you a bunch of options for debt repayment printable charts. The more debt you pay down the more money you can save, right? I love looking at the progress I’ve made after a year or so when I have to pay down some debt. Use these charts to help you pay down your debt faster and to keep you motivated as you do so.
Everyone can benefit from a really good monthly budget template. If your finances aren’t where you want them to be, the first thing you want to do is write out a budget. See what your expenses are and what your income is. You want to make sure you have enough income to cover your expenses and evaluate whether you can or need to get rid of any of your expenses as well.
Monthly Bill Payment Checklist Chart
If you struggle to keep track of your monthly bills and sometimes forget to pay one, this is the chart for you. You can keep track of all your bills in one easy form. Never be late for another bill again – because those late fees are the worst!
Printable Financial Goals Worksheet
Sometimes we need that constant reminder of why we are doing what we are doing to keep us motivated and on track. This financial goals printable is a great option. Write out your goals and put this worksheet on your fridge or somewhere else that you will constantly see it to remind you to keep going, even on the hard days when it feels like you aren’t making much progress.
52 Weeks Christmas Savings Plan
Don’t you just hate when December hits and you haven’t saved enough money for Christmas? Yeah, me too. That’s where a Christmas savings plan can help you. It’s not too late either, you can always jump into it at any time of the year.
Get a whole set of money saving charts with this budget planner! I mean, how awesome is that? Abby Lawson is amazing at every printable she creates. She sells some and offers some for free and always offers quality charts and printables.
FREE PRINTABLES TO MANAGE YOUR FINANCES
Of course, I can’t end this list without mentioning the printables to manage your finances right here at Simple Life of a Country Wife. If you subscribe to my email list you get access to a budget printable, along with other resources including a 30 day no-spend challenge eBook with other finance printables. Just sign up below. 🙂
TRANSFORM YOUR FINANCES FOR GOOD
When we know better we do better, right? For some of us the struggle with our finances comes down to just not knowing how to manage them properly, maybe never been shown or given an understanding of what it means to live within our means.
That’s where something like these money saving charts come in. They can fill in the gaps where you just didn’t know what to do. Once you start tracking your finances you will be able to see where your money is going and how to save more. You’ll be able to figure out what you are overspending on and what expenses you can cut to free up more money for savings or debt repayment.
The more you can pay down debt or build up your savings account the more you will have control of your finances. You won’t be under a dark cloud of stress and frustration wondering how you are going to manage your money. You may even sleep better at night because you will feel like everything is going to be okay money-wise.
It will take time to change your finances so be patient with yourself. But keeping track of what is going on in your bank account is the first step. If you continue to keep a close eye on your finances and make the changes you need, each month it will get better.
It doesn’t matter how long you’ve struggled to manage your finances well, this time can be different. You’ve got this. You can do this.
